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2 weeks ago, when Alicia had the rental car that broke down, Budget had to charge her for another car but they told us that we would get a refund for that amount and also give us a partial refund since she had to leave the car in Montana and not do a round-trip like we originally planned. Well, the refund posted today and it was more than we expected! With that, we came in $233 under budget for the wedding! Sooooo excited! We ended up only spending $96.19 (+ $7 on gas that we just tacked on to our regular gas category). Spouse only went to one outing and hardly spent any built-in Blow money. This is really great news because we are having a friend come visit us for 2 weeks. She has a baby and a toddler. Spouse didn't want her to have to drag 2 car seats onto the plane so we are buying a car seat for her to use while she's here. I've already budgeted an increase in the grocery envelope for food, but it'll be nice to have an extra cushion just in case the kids need something unexpected. So, I'm using $100 as a kid buffer and the other $133 will be added to the snowball!!
Quoted from Gemma: I have loved reading this thread! You are doing such a great job focusing and eliminating those debts, one by one! You were at $90K when you started this thread and you already have $80K in your sights! Amazing! I've been a member of this forum for many years and haven't posted in ages but had to jump in to give you my congratulations and encouragement as you carry on in this journey. You won't regret it. The peace debt freedom provides is unparalleled! I think your spouse sounds more on-board than you think they are! Maybe some of the DR principles don't resonate with them, and that's fine... but it sounds like they are working with the budget and really listening to your conversations about spending. That is a MAJOR part of the battle when one partner isn't on board. It sounds like your spouse is being a support to the plan rather than making it more difficult - that is HUGE! Anyhow, hope the wedding was lovely and the time together was a nice treat. Looking forward to following your debt payoff progress! Gemma, thank you so much for coming out of the shadows to encourage me! Thank you sooooo much!!! I think you're right about Spouse being on board more than I realize. I think that it would be much more difficult if Spouse wasn't on board with the budget. Unfortunately, I didn't get a chance to go to the wedding... When we woke up on Thursday morning, Bubbles had peed on the floor. I knew something was wrong. The last time she did that was years ago when she had gotten sick. Sure enough, she was having an adverse reaction to her medication (for the tumor). I couldn't leave her with the dog sitter, knowing that she wasn't feeling well. I took her to the vet and was told her dosage was probably too high. Trial and error, I guess. Poor thing vomited in the Oncologist's waiting room. She gets to take a break from meds for a few weeks before trying a lower dose. Murphy was trying his hardest to hitch along with Spouse to the wedding. After driving for about 4 hours, the rental car broke down. Spouse had to get it towed to the nearest Budget and wait 3 hours before getting back on the road. It ended up working out in our favor because we got a partial refund and Spouse was planning to stop for gas just before the break-down. So, with the new car came a full tank that we weren't responsible for! Well, that must've irked Murphy because at around 1:00pm, when Spouse was getting back on the road, I was taking Bubbles for a walk. We were crossing the parking lot to get to the dumpster to throw away her baggie when Murphy pushed me over the speed bump! I have no idea what really caused me to trip but it was a tough one, that's for sure! Since I was a groomer (read as: my hands make all my money) for so many years, I developed an instinct to protect my hands. So, as I feel, I landed on both knees and rolled onto my back with enough momentum to get some light (but painful) road rash on my back. Also, I sprained my ankle in the process. 2 bloody knees 1 sprained ankle Minor road rash Minimal bruising Thanks Murphy. How sweet of you! So, I decided not to cancel the pet sitter. She ended up caring for a human also. LoL When everything was said and done, we ended up $100 under budget for the wedding. Bubbles is feeling better, I'm feeling better, and spouses getting some much-needed rest after all of that driving. So much for any dresses in my near future. These knees are horrible!! This pic is after almost 5 days of healing! This is going to take a while. Murphy, thanks for the visit. It was eventful, but you didn't cost me a dime!
Y'all are great! I have a different co-worker that I'm dragging along with me also. She's 20 years old with minimal student loans (less than $2,000) and no other debt. She can have soooo much money for retirement, so I hope that she gets just that ONE thing out of the class, it will be worth it for her! We are driving to Montana tomorrow morning. Wish me luck and send good vibes so that Murphy doesn't follow us to the wedding. I have my "wedding" envelopes in my purse and ready to go!