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Plinda last won the day on January 16

Plinda had the most liked content!

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About Plinda

  • Rank
    Weird BS7 Member
  • Birthday November 30

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    State of Debt Free

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  1. That's amazing. $10 in 3 years. Utilities had to go up by at least that much.
  2. Plinda


    Congratulations, all the way from BS2 to BS7!!!!!!!! Must feel amazing . The vacation sounds like a great way to celebrate.
  3. Just think you'd have an extra $1300 now if you had done this 2 years ago. Glad you made the move.
  4. Hey Pcmedic,  It's been a long time since we've seen you on the boards.  Thanks for all you did to get the board going, it's been an inspiration to many. Sorry to hear of your health issues.  Praying for your full recovery.  I've seen people make amazing recoveries from severe stroke even though it is sometimes slow and takes a lot of work.  You can do it, hope always.

    1. pcmedic


      Thank you. I posted an update on the forum

  5. Been there, done that, eh? I see the same kind of ads on big screens at the credit union all the time. They make me laugh on one level, and sad on another that so many fall for the hype.
  6. Plinda

    Life After Divorce

    Welcome back, glad to see you doing so well. You can't go wrong with Vanguard or Fidelity for your ROTH.
  7. Plinda

    Divorce & Downsize

    Sorry it has come to this. I could live happily alone in a 1490sf house (and fill it up) but your housing depends on your budget and your future plans. Your budget with the mortgage on just your income would determine how fast you need to pursue a sale.
  8. You have a lot going for you since you have a job, your kids are not dependent on you, and you don't have a lot of debt or financial entanglement with DH. You can and will find a better paying job once you are free of the emotional and physical stress pulling you down. Just living in clutter will drag you down, clearing that out will help immensely and like Momto6 says you need to get rid of stuff to get at those walls.
  9. Sorry for all you are going through, it sounds overwhelming. However, it sounds like you've made a decision to leave the spouse and get rid of the house so you have some goals to work toward. Can you get the car insurance current? Is there any equity in the house? It almost sounds like you won't be able to save it from foreclosure. Of course the more equity, the more it's worth trying to sell. Can you work with the electric company to keep the power on? It will be hard to work on the house in the dark. It's hard to imagine where all your money has gone if nothing was being paid. I'm guessing that's part of the issue in the marriage. Do you have any family that would put you and the kids up for a few months to help you get on your feet? Take care of yourself and be safe above all else.
  10. Kudos to both of you for your hard work and success. Everyone diagnosed with diabetes should spend a few mornings in a dialysis waiting room talking to and observing patients. Far too few people take the diagnosis seriously enough. People can get away with a lot for years but the consequences are ultimately devastating.
  11. Yes, 5 years is too long. Can DH come out of retirement or do something PT? Is there something you bought with the debt that you can sell to make some quick progress?
  12. Are you working? How big is your monthly snowball? How long will it take to get out of BS2?
  13. Sounds like a wonderful trip. You really covered a lot of territory!
  14. With your resume I would think that you could find a good, stable, secure job within the medical system - administration in doctors offices, hospitals, etc. I had a friend who worked at a hospital as some kind of patient helper. Basically she did suicide watch late at night. She would ring for a nurse if the patient needed anything and was free to read or websurf while the patient slept. I know she didn't work for minimum wage, had plenty of work, and was allowed some flexibility in hours. All that to say check hospitals and medical facilities and keep an open mind. I'm not saying to abandon insurance but you aren't really in a position to be in a commissioned job where you have to sell products without a commission. Can you talk to some successful insurance salespeople outside of your agency and ask them to mentor you so you can learn what works and what doesn't in the business?
  15. Sorry for the cuts at work and that you are feeling so tired and defeated. You have worked so hard and struggled so long, it's no wonder. It really sounds like time to seek out a different, more dependable employer. Honestly, I don't see that God doesn't want you to get ahead, but He may be nudging you to take a different path to get where He wants you to go.
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