Plinda

Hmm, I wonder if DH will finally have to stay home. I've been staying home but sure that he will be the carrier who brings the virus home to me. My system never met an upper respiratory infection that it could resist. And the consequences are more and more distressing as I age, got the bronchodilator ready just in case. Hope it passes us by. Praying that the "flattening of the curve" measures work for us all and that the financial/political actions don't turn us into a third world country.

That's amazing. $10 in 3 years. Utilities had to go up by at least that much.

Congratulations, all the way from BS2 to BS7!!!!!!!! Must feel amazing . The vacation sounds like a great way to celebrate.

Just think you'd have an extra $1300 now if you had done this 2 years ago. Glad you made the move.

Been there, done that, eh? I see the same kind of ads on big screens at the credit union all the time. They make me laugh on one level, and sad on another that so many fall for the hype.

Welcome back, glad to see you doing so well. You can't go wrong with Vanguard or Fidelity for your ROTH.

Sorry it has come to this. I could live happily alone in a 1490sf house (and fill it up) but your housing depends on your budget and your future plans. Your budget with the mortgage on just your income would determine how fast you need to pursue a sale.

You have a lot going for you since you have a job, your kids are not dependent on you, and you don't have a lot of debt or financial entanglement with DH. You can and will find a better paying job once you are free of the emotional and physical stress pulling you down. Just living in clutter will drag you down, clearing that out will help immensely and like Momto6 says you need to get rid of stuff to get at those walls.

Sorry for all you are going through, it sounds overwhelming. However, it sounds like you've made a decision to leave the spouse and get rid of the house so you have some goals to work toward. Can you get the car insurance current? Is there any equity in the house? It almost sounds like you won't be able to save it from foreclosure. Of course the more equity, the more it's worth trying to sell. Can you work with the electric company to keep the power on? It will be hard to work on the house in the dark. It's hard to imagine where all your money has gone if nothing was being paid. I'm guessing that's part of the issue in the marriage. Do you have any family that would put you and the kids up for a few months to help you get on your feet? Take care of yourself and be safe above all else.

Kudos to both of you for your hard work and success. Everyone diagnosed with diabetes should spend a few mornings in a dialysis waiting room talking to and observing patients. Far too few people take the diagnosis seriously enough. People can get away with a lot for years but the consequences are ultimately devastating.

Yes, 5 years is too long. Can DH come out of retirement or do something PT? Is there something you bought with the debt that you can sell to make some quick progress?

Are you working? How big is your monthly snowball? How long will it take to get out of BS2?

Sounds like a wonderful trip. You really covered a lot of territory!

With your resume I would think that you could find a good, stable, secure job within the medical system - administration in doctors offices, hospitals, etc. I had a friend who worked at a hospital as some kind of patient helper. Basically she did suicide watch late at night. She would ring for a nurse if the patient needed anything and was free to read or websurf while the patient slept. I know she didn't work for minimum wage, had plenty of work, and was allowed some flexibility in hours. All that to say check hospitals and medical facilities and keep an open mind. I'm not saying to abandon insurance but you aren't really in a position to be in a commissioned job where you have to sell products without a commission. Can you talk to some successful insurance salespeople outside of your agency and ask them to mentor you so you can learn what works and what doesn't in the business?