xMoonBabyx

Bless your heart. I hope things look up soon! And yes, we're definitely taking things one day at a time. Chris and I had a long budget talk last night and so far he's on board with the Dave Ramsey plan. He was a bit iffy at first until I explained the BEF and the time I had to borrow money from my aunt to replace a bad tire (that ended up popping on my way to get a new one ) and how long it took us to pay her off. He was on board then. We had a long talk about a lot of things and it was just a good, really productive talk. I didn't think about the free sites. I'll be checking them out

I'm working on the budget for next month and things are going to be tight but doable. I may have a yard sale at the beginning of the month. I need to do a big decluttering to see what we actually have, but I think I have enough stuff to put together a small one. I got the first bill from my ER visit before I had to see the breast health doctors and made payment arrangements with them. $765! Then the other day I got the bill for the doctors, all the tests, etc. etc and it was over $1,000! I need to call and talk to them to see if we can work out something. If nothing else, I can't let thos

I've never heard of Every Dollar but I'll check it out! I thought about trying YNAB. I've never tried it before.

Thanks for the link! When I get through here I'll go check it out. I've suffered from anxiety and panic attacks almost all of my adult life (I'm 35). I'm on high-dose meds for anxiety, depression and mood stabilization (borderline bi-polar). I talked to my psychiatrist last Friday and he prescribed a different high-dose anxiety med to work with the one I'm already taking. So far I feel "ok." I was able to go into a small store with Chris the other day for about 10 minutes (with my mask and gloves on). I had to sit in the car and do some deep breathing before we could leave and took a shower as

There's a lot of reasons. A long string of bad luck, shame... My life has been an absolute whirlwind roller coaster since I posted back in 2016. The man I was with then, known as DH even though we weren't married and were together 5 years, became verbally and mentally abusive so I kicked his sorry butt to the curb. That left us with only mom's income for a long time. My disability was denied multiple times, so I worked with my doctors and ended up on stronger pain medications, but it enabled me to work. I went through a couple of jobs. Since we were on food stamps and I had no income

I haven't been taking being at home well. The first couple of weeks were ok, but I ended up needing to add a new anxiety medication to my daily routine. The kids are loving being home. I've got a to-do list a mile long of things to do around here. Now, I just have to get up and do it, lol!