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xMoonBabyx last won the day on June 6 2021

xMoonBabyx had the most liked content!

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About xMoonBabyx

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  • Birthday 12/23/1984

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    reading, knitting, sewing, Girl Scouts, conspiracy theories, playing online games with my girls, sleeping (lol)

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  1. Wondering if I'll ever get my financial life together. Here goes the millionth attempt...

    1. DebtBgone


      Of course you will! We've all been there!  Just keep on keepin' on, be determined, be focused, and don't give up! Murphy will happen, but good months will happen, too.  Baby steps!!! They're called that for a reason.  You can do this!

    2. Plinda


      Good to see you back.

    3. kelvan80


      Taking that step is huge.  Even bigger after you've been knocked down before. Just get back in the saddle and keep posting.  No wins are too small!

  2. Bless your heart. I hope things look up soon! And yes, we're definitely taking things one day at a time. Chris and I had a long budget talk last night and so far he's on board with the Dave Ramsey plan. He was a bit iffy at first until I explained the BEF and the time I had to borrow money from my aunt to replace a bad tire (that ended up popping on my way to get a new one ) and how long it took us to pay her off. He was on board then. We had a long talk about a lot of things and it was just a good, really productive talk. I didn't think about the free sites. I'll be checking them out
  3. I'm working on the budget for next month and things are going to be tight but doable. I may have a yard sale at the beginning of the month. I need to do a big decluttering to see what we actually have, but I think I have enough stuff to put together a small one. I got the first bill from my ER visit before I had to see the breast health doctors and made payment arrangements with them. $765! Then the other day I got the bill for the doctors, all the tests, etc. etc and it was over $1,000! I need to call and talk to them to see if we can work out something. If nothing else, I can't let thos
  4. I've never heard of Every Dollar but I'll check it out! I thought about trying YNAB. I've never tried it before.
  5. Thanks for the link! When I get through here I'll go check it out. I've suffered from anxiety and panic attacks almost all of my adult life (I'm 35). I'm on high-dose meds for anxiety, depression and mood stabilization (borderline bi-polar). I talked to my psychiatrist last Friday and he prescribed a different high-dose anxiety med to work with the one I'm already taking. So far I feel "ok." I was able to go into a small store with Chris the other day for about 10 minutes (with my mask and gloves on). I had to sit in the car and do some deep breathing before we could leave and took a shower as
  6. There's a lot of reasons. A long string of bad luck, shame... My life has been an absolute whirlwind roller coaster since I posted back in 2016. The man I was with then, known as DH even though we weren't married and were together 5 years, became verbally and mentally abusive so I kicked his sorry butt to the curb. That left us with only mom's income for a long time. My disability was denied multiple times, so I worked with my doctors and ended up on stronger pain medications, but it enabled me to work. I went through a couple of jobs. Since we were on food stamps and I had no income
  7. I haven't been taking being at home well. The first couple of weeks were ok, but I ended up needing to add a new anxiety medication to my daily routine. The kids are loving being home. I've got a to-do list a mile long of things to do around here. Now, I just have to get up and do it, lol!
  8. Back again, and not very happy about it. This time, I've got to work the plan and plan the work!!!

    1. kelvan80


      But at least you have a place to land.  :-) Welcome home!

  9. Have you returned???

    1. xMoonBabyx


      Yep :) Just wish it was under better circumstances lol

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