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kelvan80

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Everything posted by kelvan80

  1. I keep track of yearly totals in all of those accounts. It's encouraging to see growth year after year. Even in a down year where things stay pretty flat, usually the next few years do more than make up for it and that mortgage will be gone in no time. Great work!
  2. With a small debt balance like that first one you can find some snowflakes to get rid of it in no time! Good luck and check in to stay accountable.
  3. So curious to how life is treating you in your new locale! Check in with us sometime. :)

    1. DebtBgone

      DebtBgone

      I've been thinking about her, too!

    2. kelvan80

      kelvan80

      I didn't realize it'd been so long since she checked in. I guess my husband's deployment made things do this weird speed up/slow down thing. The pandemic schooling made everything feel like a time warp. This has been the most bizarre year ever!

  4. We miss you around here. Hope you are both well and able to enjoy some time at the holidays.

    1. Chérie

      Chérie

      You must’ve been reading my mind! I’ll be posting some updates today. 

    2. kelvan80

      kelvan80

      I do that from time to time.  So does my daughter ha ha..I worry when people stay away too long like a mother hen. Looking forward to your update!

  5. That's so exciting! Definitely doesn't hurt to build it up as you save for a hint. We all know how expensive that can get!
  6. I think just Roy and he's busy with the house sale. Dorothy was admin too if she pops in.
  7. It's unbelievable right! When the mortgage is gone and those numbers continue to climb you'll be amazed at the progress!
  8. That is great! And honestly once you add a Roth IRA it adds another level of protection although ideally you'll never touch it. Good job staying focused, the faster you get through BS3 the faster you get to a step where your money can work for you so you won't have to someday!
  9. My great grandfather died in the 1918 flu. He was a firefighter in St Louis and my great grandmother was 6 months pregnant with my grandma at the time. They cremated him before she even knew he'd passed. Luckily my grandma was always a fighter. I got that from her.
  10. You are going to be over $100k in investments before you know it!
  11. Oh man, that's great progress!!!
  12. I miss my people too. Although I'm an introvert by nature I do enjoy an occasional social gathering.
  13. I know in our area alot of people are giving away extra milks from the lunches. Check your Facebook free groups for things that might help you guys pull it off this month. Try to remain positive and remember every step forward albeit small is better than taking a step back.
  14. It's starting to wear on me to the point I've greatly considered driving 20+ hours to see my best friends. I'm ready to move on to the next phases. I'm ready for all of this to be in the past. I miss our little life that was actually quite uncomplicated before this started.
  15. Don't think about how long the to do list is. Like DR break it up into baby steps. Maybe do something easy to get moving this morning and take breaks to drink water, chat in the phone with a friend, and play with the kids occasionally. start small. Also taking a walk is helping with my anxiety but I have to go to the grocery store today and am dreading it again.
  16. Do you have anyone you could do skype or messenger calls with? I talked to three people yesterday and a spouse group of 14 ladies.
  17. I feel this. I'd give up my husband's yearly salary to keep him home for the next year. The money means nothing to me right now.
  18. Have you returned???

    1. xMoonBabyx

      xMoonBabyx

      Yep :) Just wish it was under better circumstances lol

  19. kelvan80

    Vacation Plans

    We went to Disneyland on our first debt free vacation. Kiddos were 3 and 5 and I remember it like it was yesterday! Congratulations!
  20. Welcome Helen! What step are you on? How did you hear about LLNOE?

  21. kelvan80

    Living...

    Wow! I can't wait to join you!
  22. Your net worth is going to start to skyrocket!
  23. That's a good chunk of change! We use the interest from the money market to pay bills randomly or HOA at the end of year.
  24. Welcome to LLNOE!

  25. I just wanted to tell you how instrumental you have been in my spouse and I reaching our financial goals.  I truly hope you are able to make a full recovery and able to continue influencing others going forward. 

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