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About Valjean

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    LLNOE Newb

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  1. My wife and I were recently married and were blessed with our first child together. We have come this far by trying to out-earn our bad habits and mis-management (to varying degrees of success). Let us begin with the good. All bills are current Emergency fund of $2500 No car loans Committed to the budget (YNAB) Two (2) good sources of income The bad (her) Approximately $13K in credit card debt Approximately $23K in student loans The ugly (him) Chapter 13 Bankruptcy (4.5 years remaining) The only other debt we have is $124K on the house. In the words of Captain Jean Luc Picard, "The line must be drawn here! This far, no further!"
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