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luchitasmom last won the day on June 8 2017

luchitasmom had the most liked content!

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About luchitasmom

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  • Birthday 10/13/1961

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  1. I've sold some big items, and I'm still decluttering. Not fast enough though. And we are arguing a lot. I hate the fact that the only time we can be on the same page is if it is HIS page. I even told him I didn't want to be married to him any more, but he talked me into staying.
  2. I gave myself a good talking to, and now I think I am ready to conquer the mess. I have to get the clutter out of my house. Started yesterday moving a bunch of stuff, more to go tomorrow. I need to paint all the rooms (8 rooms and a stairwell), one at a time. I made a list of the rooms from worst to best, and I think that's the order to paint them in. I need to figure out how much paint and primer and stuff to get...thank goodness my sister and my dad are both good at that! I just need to not give up, to do what I need to do to get my house sold at a decent price and move on. I liste
  3. luchitasmom

    Divorce & Downsize

    I'm sorry you have to go through this, even though it may be a positive for you. I think it's ok to at least start doing a little research.
  4. OK, here's today's tasks: Call city and arrange for dumpster. That will come next Wednesday and be there for a week. There is one completely empty room in my house, so today I can start moving stuff from the attic and making sell, donate, and trash piles. Clear off really big items so I can photograph and list them. Look on ebay for pricing. I can do that much.
  5. As of right now, everything except the house is current. All of the kids are grown, so no worries there. I'm not entirely certain that I can manage on my own, but I have been working on a budget to see if I can really do it. I have a full time job, but I don't make a lot of money, and I'm not sure I could find a better one. (I could, however, find a second one!) I did talk to an attorney, several months ago, and the only issue he saw was whether my husband would demand to get back what he put into paying the mortgage. Since I won't own the house any more, that will be a moot point. (It'
  6. So it has been a while since I posted anything, mostly because I was afraid that he would find my entries and read them, even though in reality I know that is very unlikely. Last week, while he (I can't call him DH because he isn't dear to me any more) was out of town on business, I got a letter from the mortgage company that they were going to accelerate into foreclosure (for the FOURTH TIME), a shut off notice for the electric, and a cancellation notice for the car insurance. This is more than I can take. There have been other issues between us and we were struggling to remain a couple
  7. They did do a urinalysis, and my urine culture came back negative so there's no infection. The EKG was atypical, but most of the bloodwork and the echocardiogram was normal. The KUB was also normal. My back still hurts and my blood sugar is still high, though not as high as it was the day I went to the ER. I might have just come to the end of the usefulness of what I am taking now for my diabetes. Trying to drink lots of water and eat my veggies! momto6, I told my doctor my goal is to not need her any more!
  8. So my BEF is up to $210! Yay! But I have not gotten a counselor, because I am focused right now on something else. I ended up in the ER on Saturday. Super high blood sugar, (453) they said I had a urinary tract infection, sent me home. Went to the follow up with my doctor, she said no UTI, the urine culture came back negative. So...she pokes and prods and reads all the tests and asks me a bunch of questions, and says she needs more tests to rule out kidney stones or a silent heart attack. EEEP! So right now I am just trying to eat as healthy as I can, keep a close eye on my bl
  9. luchitasmom

    Vacation Chronicles

    LOL! I can't wait to hear the rest of it!
  10. luchitasmom


    I have made a little progress. Tomorrow I will have $202 in my BEF, which makes me feel a little more secure. I'm still tracking down all the debts, and while I was doing that it occurred to me that it won't really be a debt snowball because everything I owe is stuff that is past due. No minimum payments. So I'm just going to tackle them smallest to largest. How do you eat an elephant? One bite at a time. I have access now to all the bank accounts. That makes me feel better too. I've been doing some more digging too. Not necessarily happy about what I've found but I have been t
  11. luchitasmom

    Next steps

    It isn't my income that's limited, it's the way the income is spent. We've not been able to agree on how to spend some of the money. That and he doesn't want me to work a second job.
  12. luchitasmom

    Next steps

    It actually is "my" house. He is not on either the deed or the mortgage. I did, however, accept assistance from the government (Save the Dream) to keep my house from being foreclosed on, and his name is on that paperwork. I have 3.5 years before I would be eligible to sell it without having to pay back that assistance. If I were to find myself single, I would absolutely be able to increase my income. Hmm. One more thing to do this week...make sure I know exactly where all the money in our joint account is going!
  13. luchitasmom

    Next steps

    So, I did a budget with just my income and there is no way I could make ends meet in this house with what I make now. I sort of knew that but seeing it all laid out put any fantasies I had of doing that to rest. Which is ok. I have things I need to do before I would make any kind of life changing decision anyway. My goal for this week is to find some kind of counseling. I need that, to talk all this through. I am also going to list out my debts. Just mine. We don't have any joint debts except two tax bills so I am going to include those. Then I just have to build my EF and pay them!
  14. luchitasmom

    The story

    We are in our 50s, and some of the jail was long ago. I have uncovered as much as I can but there are still pieces that I do not know. I am working, full time, and I could probably make it work on my own. Perhaps that is a good project for me, to do a budget and see if I am right. I woke up this morning still feeling sad, but hopeful too. You have all given me a lot to think about.
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