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  1. CONGRATULATIONS! The 3 Month FFEF , imho, is harder than Baby Step 2! So again Congratulations for hanging in there and all the best Success in the Future.
    1 point
  2. I did it! Just transferred the money and I now officially have 3 months expenses in my emergency account. I chose 3 months because that’s the waiting period for LTD if I became unable to work. I have very stable employment (federal government employee in Canada) so its extremely unlikely that I would lose my job without a ton of notice, and I would have priority in hiring for other federal jobs in that case. I have healthcare, and I don’t have a house, car or kids, so that eliminates a lot of possibly pricey emergencies. That said the overachiever in me wants 6 months just to check t
    1 point
  3. I'm working on the budget for next month and things are going to be tight but doable. I may have a yard sale at the beginning of the month. I need to do a big decluttering to see what we actually have, but I think I have enough stuff to put together a small one. I got the first bill from my ER visit before I had to see the breast health doctors and made payment arrangements with them. $765! Then the other day I got the bill for the doctors, all the tests, etc. etc and it was over $1,000! I need to call and talk to them to see if we can work out something. If nothing else, I can't let thos
    1 point
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