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Showing content with the highest reputation since 08/02/2020 in Blog Entries

  1. I did it! Just transferred the money and I now officially have 3 months expenses in my emergency account. I chose 3 months because that’s the waiting period for LTD if I became unable to work. I have very stable employment (federal government employee in Canada) so its extremely unlikely that I would lose my job without a ton of notice, and I would have priority in hiring for other federal jobs in that case. I have healthcare, and I don’t have a house, car or kids, so that eliminates a lot of possibly pricey emergencies. That said the overachiever in me wants 6 months just to check t
    9 points
  2. I haven’t been as intense as I should be on BS3... I have been here for over a year and still don’t have a full FFEF. Lots of reasons, but I AM saving, and I am never going back into debt! My FFEF goal is 17,500, which would be 6 months of bare bones expenses. I want to reach 3 months, or 8,750 by the end of this year. However, I hit a milestone this week: I have just over $5000 in my EF savings account! Whoo-hoo! And looking at my budget I have a total of over $10,000 in my “short term” savings category (which is my EF plus my sinking funds - travel, gifts/Christmas, and big purchas
    8 points
  3. September was a good month, even though I spent a bit on new furniture and still haven’t gotten my desk, or the reimbursement for it. I need to get the desk and send my boss a picture before I can be reimbursed, and it was ordered (and paid for) in August but it’s shipping internationally and still hasn’t arrived! But wow, it feels good to just be able to buy the thing with savings and not even have to worry about floating it on a card while I wait for reimbursement! In happier news, it was 3 pay month in Sept, and I’ve got over $7k in my EF now! I was actually just shy of that miles
    6 points
  4. Well, I'm back again. It's been about 3 years since I last visited here, but about 6 years since my last blog post apparently. What have we been doing since then? A Recap since 2015 (please see also other two intros for more info about us): Still married, celebrated 10 years of marriage Sept 2020 No kids yet but working on it currently Just a cat as well, no other pets yet. We are in a rental house right now, will start saving for a house next year (are going for the 100% down plan) Still have $20k of debt left to pay off so still in BS2 but
    4 points
  5. I'm working on the budget for next month and things are going to be tight but doable. I may have a yard sale at the beginning of the month. I need to do a big decluttering to see what we actually have, but I think I have enough stuff to put together a small one. I got the first bill from my ER visit before I had to see the breast health doctors and made payment arrangements with them. $765! Then the other day I got the bill for the doctors, all the tests, etc. etc and it was over $1,000! I need to call and talk to them to see if we can work out something. If nothing else, I can't let thos
    1 point
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