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Showing content with the highest reputation since 09/17/2020 in Blog Comments

  1. Quick update to anyone who reads this ... I've decided to just post bi-weekly on Fridays after payday instead of weekly, since we'll see more movement in our account on those days. For this past Friday though, no snow was thrown, we are quite a bit below our buffer and will most likely be in the same situation next week as well after payday, but will update then to let everyone know how we're doing. I've not been able to make as much as we're dealing with some family issues right now.
    5 points
  2. Well, it's about four years later, and we did hit $150k in retirement! "Life" certainly has happened but everything is performing well which helped get us here. I wanted to do another break down: $31,288 in my Roth $42,386 in dh's Roth $9,323 in old IRA $69,720 in my 403b $152,717 total I also have $4.951 in my HSA. Mortgage is $38k right now.
    4 points
  3. I keep track of yearly totals in all of those accounts. It's encouraging to see growth year after year. Even in a down year where things stay pretty flat, usually the next few years do more than make up for it and that mortgage will be gone in no time. Great work!
    3 points
  4. Just keeping track of balances so I can look back: $35,012 in dh's Roth $ 8,856 dh's old IRA $28,837 my Roth $65,034 my 403 b Total: $137,739 Mortgage $44k Looking forward to the end of 2021, would love to hit $155k in retirement and end the year with $22k owed on the mortgage. Once the 2021 Roths are filled, I would love to go hog wild on the mortgage and knock it out, then go back and fill the 2022 Roths since we have until April 15th, 2023. Biggest projects that are next on the list are adding an egress window/window well to the g
    3 points
  5. I am so sorry you won’t get to see your brother this Christmas, Delilah. This situation is really tough. the Airbnb was a budget killer- plus plane tickets... it has occurred to me that my BF and I could spend a week at a nice all inclusive instead, but damn I miss my family. Also, given the current situation, we can’t. I am glad to have $ in my travel sinking fund but it is sad to see the balance of that account go from “ready to book my big trip to Peru” to “I guess Peru is next year.” But again, given everything I can’t book that trip now anyway. So the trip to see my family is bo
    3 points
  6. We all have times like that when we have to push "pause" on some of our gazelle goals, but the most important thing is not to get discouraged and to keep looking ahead to the "far horizon" where things will be better.
    2 points
  7. Welcome back. Best wishes as you work to achieve each of your goals.
    2 points
  8. That's the plan! It's 0% offer ends in September but goal is to just pay it off in full ASAP and not use it again. It was good while it lasted but its APR is astounding (26%!). I had it for 18 months and used it for balance transfers when possible so it worked out ok but now it needs to leave.
    2 points
  9. With a small debt balance like that first one you can find some snowflakes to get rid of it in no time! Good luck and check in to stay accountable.
    2 points
  10. Welcome back, nice to have you here! We'd love to cheer you on as you knock out BS2 this year!
    2 points
  11. I'm so glad you are still going to get to go see your family!! My brother lives in Sweden and he had been going to come visit for Christmas but the whole quarantine for two weeks thing, and the concern as to if he could get back into Sweden... he just can't do it this year. It sucks. We miss him. I know your family will be so happy to see you!
    2 points
  12. Nice job! Dang, the 14 day Airbnb sounds like a budget-killer. Good for you preparing so early and paying CASH!! Way to go on the EF!
    2 points
  13. Looking forward to seeing your journey. This is a great place to be encouraged and also receive guidance when needed!
    1 point
  14. CONGRATULATIONS! The 3 Month FFEF , imho, is harder than Baby Step 2! So again Congratulations for hanging in there and all the best Success in the Future.
    1 point
  15. That's so exciting! Definitely doesn't hurt to build it up as you save for a hint. We all know how expensive that can get!
    1 point
  16. Nice job! Good grief, too bad the housing prices are so high near you, though.
    1 point
  17. Not really, I kind of like not having any obligations. I have lots of at home hobbies though.
    1 point
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