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Baby Step 4 & 5

Now with your Fully Funded Emergency Fund in place you can start
Baby Step 4 15% of income into retirement
AND
Baby Step 5 Saving for your childrens, or grand childrens education.
Discuss Baby Step 4 & 5 in this forum

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353 topics in this forum

  1. Retirement Planning Tool 1 2

    By pcmedic,
    • 14 replies
    • 550 views

  2. Saving for Retirement...starting in our 50's 1 2 3 4 8

    By DebtBgone,
    • 79 replies
    • 2k views

  3. need advise where to go in 50's, pension with payments

    By groucho111,
    • 6 replies
    • 53 views

  4. ETFs over mutual funds 1 2

    By debtfreedude,   
    • 14 replies
    • 100 views

  5. I guess it's time for BS4...

    By NDH,
    • 5 replies
    • 50 views

  6. Retirement Planning for BS4 Newbies 1 2 3 4

    By Gelly,
    • 30 replies
    • 523 views

  7. Retirement savings/musings re SS

    By delilahdr,
    • 1 reply
    • 33 views

  8. where to move 401k money from old employer 1 2

    By debtfreedude,
    • 16 replies
    • 155 views

  9. Wish we had started doing BS5 a long time ago... just venting/moping 1 2 3 4 6

    By delilahdr,
    • 55 replies
    • 1.5k views

  10. Cares Act

    By kelvan80,
    • 7 replies
    • 60 views

  11. How's your retirement and college savings accounts? 1 2 3 4

    By taylorcpa,
    • 37 replies
    • 470 views

  12. 401K limit increases 1 2

    By katrina23,
    • 13 replies
    • 140 views

  13. other options in my 401k.

    By debtfreedude,
    • 7 replies
    • 55 views

  14. invest 15% of income. before or after tax income? 1 2 3

    By debtfreedude,
    • 29 replies
    • 342 views

  15. Figuring out BS4 1 2

    By cadberry,
    • 16 replies
    • 241 views

  16. Have to redo our retirement 1 2

    By miranova,
    • 18 replies
    • 244 views

  17. Roll into IRA or new 401k

    By Carrie,
    • 3 replies
    • 49 views

  18. New contribution limits for 2019 1 2

    By kelvan80,
    • 18 replies
    • 267 views

  19. Canadian retirement planning- TFSA vs. RRSP?

    By starchyk,
    • 3 replies
    • 54 views

  20. Milestone Hit

    By Mary,
    • 8 replies
    • 86 views

  21. College is literally around the corner! 1 2 3 4

    By Mary,
    • 31 replies
    • 701 views

  22. Two milestones!

    By katrina23,
    • 4 replies
    • 64 views

  23. Three and OUT!!

    By malsgal86,
    • 5 replies
    • 119 views

  24. Paying yourself, rebalancing retirement funds

    By namaste,
    • 6 replies
    • 141 views

  25. BS4 and using Efund 1 2

    By gmarie,
    • 10 replies
    • 147 views

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