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The "Baby Steps"

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  1. Pre Baby Step 1 & Baby Step 1

    Discuss pre baby step 1 by getting current on all your bills, and then building that Baby Step 1 Emergency Fund (EF). Discuss those issues here.

    8,416
    posts

  2. Baby Step 2

    Payoff your Debt, every thing except your mortgage.

    27,396
    posts

  3. Baby Step 3

    You managed to get all the consumer debt and student loans paid off, now its time to focus on building that 3 to 6 months Fully Funded Emergency Fund!

    6,711
    posts

  4. Baby Step 4 & 5

    Now with your Fully Funded Emergency Fund in place you can start
    Baby Step 4 15% of income into retirement
    AND
    Baby Step 5 Saving for your childrens, or grand childrens education.
    Discuss Baby Step 4 & 5 in this forum

    5,363
    posts

  5. Baby Step 6 & 7

    Baby Step 6 is paying off your house mortgage.
    Baby Step 7 is about creating wealth to change your family tree, truly LIVING like no one else, because you LIVED like no one else and giving money away.

    14,511
    posts
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