The "Baby Steps"

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1. Pre Baby Step 1 & Baby Step 1

   Discuss pre baby step 1 by getting current on all your bills, and then building that Baby Step 1 Emergency Fund (EF). Discuss those issues here.

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   • Is $1,000 enough?
   • By starchyk, March 10, 2021
2. Baby Step 2

   Payoff your Debt, every thing except your mortgage.

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   • By mortazaar, Wednesday at 07:25 PM
3. Baby Step 3

   You managed to get all the consumer debt and student loans paid off, now its time to focus on building that 3 to 6 months Fully Funded Emergency Fund!
   

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   • Mortazaar's BS3 Progress Thread
   • By cadberry, April 30
4. Baby Step 4 & 5

   Now with your Fully Funded Emergency Fund in place you can start
   Baby Step 4 15% of income into retirement
   AND
   Baby Step 5 Saving for your childrens, or grand childrens education.
   Discuss Baby Step 4 & 5 in this forum

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   • Retirement Savings Accountability Thread
   • By mortazaar, Wednesday at 07:53 PM
5. Baby Step 6 & 7

   Baby Step 6 is paying off your house mortgage.
   Baby Step 7 is about creating wealth to change your family tree, truly LIVING like no one else, because you LIVED like no one else and giving money away.

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   • Getting back into debt, someday (soonish?)
   • By starchyk, Thursday at 07:49 PM