I thought Tricare was covering the new doctor for your son. Is the $500 medical for him just in case? Life insurance seems high. Is that for both of you? Does your DH have SGLI of $400k and do you have FSGLI of $100k? TV/internet seems high as well. I would call and see if they will go lower. Faster you get done, the faster you can restart retirement. Is DH getting a raise any time soon?

Tricare is on my bad list these days. They are only reimbursing SOME of the costs. The $532 I just sent in they are only covering $382 of. I just had to put ANOTHER $500 on my CC as a down payment on the next round of testing that will be $1,000-1,500 for the one appointment then another $500 for a follow up appointment. So right now we are on the hook for all of it and holding our breath to see what tricare will send to help with it. I however can't carry those kinds of balances on my CC for the month it takes to get the reimbursement back.

Life insurance is for both of us, about $40 per. It is on top of the sgli and fsgli. I am over weight with high blood pressure so not the cheapest to insure.

The tv and internet. I agreed to up the package to include ESPN during football season then drop it in January. This of course was before we fell in the black hole of medical bills.

I just looked our internet at the basic package is $70 per month and the tv portion is $30. Plus the taxes and all that.

Hubby is feeling stronger these days. He is going to talk to his therapist about going to twice a month appointments instead of weekly. He has had the CC or debit card on him a few nights this month and made no charges. He is doing really well and I am very proud of him

He sews on E-6 in February-March. That is also when he gets his 10yr bump as well. Will be about $400 more a month at that point.

That $400 will help out nicely! Will he get a uniform allowance to help with the uniforms or is that for E-7? Also after you hit your goal weight it may be well worth it to have your life insurance do another physical to see if you qualify for a better rate now that you are getting all healthy. If anything they might be able to offer you more coverage for the same amount of $$ you are paying. You are doing a great job of holding it together sweetie. You are a rock star for your family. Just keep swimming.

Also if they are only covering $382 then the office might owe you a refund. It could be that that is all they are allowed to charge you by agreeing to take your insurance.

He will get his uniform allowance this spring I believe. He is planning on taking some of it to sew on his new rank and to get 1 new set of ABU's. The rest will go to the family.

I will call the office and see if there is anything we can do with the difference between the amounts.

Thank you Kelvan I appreciate it.

You are doing great! All that you are having to deal with and you are still able to save which is awesome!

you are doing wonderful!!!!