I just can't seem to motivate myself today to do the things that I should (think cleaning my house).

So I sat down and decided to play with my spreadsheets....Sometimes these things are the bane of my existence. I mean I can waste hours sitting there trying to predict everything just right, knowing that it will change. I have things that aren't built into our budget but I know we will cash flow. So that means change. Taxes change, bonuses come and go. You get the picture.

Yet somehow seeing that end number in sight is comforting to me. It is something to push for, to strive for, to make me stop and think.....do we need to purchase XYZ? Somethings are worth making that number go further out and some aren't. Gives me something to think about though.

So I put it all in today. The PMI (without the $4k that we have decided to save for baby #4), the SLs, the rest of the FFEF, a car replacement fund. Then I thought, if I am doing this let's go all the way. So I put our 2 mortgages on there. That is keeping in line with us actually having 2 mortgages at the end of this. For now, that is life.

I had to actually make 2 sheets since it will only go out 4 years at a time. But it said Nov 2020. That would be it. We would be done. Now granted, I am well aware that it is not realistic that that number will be there in a few years. It will go out, I mean we need propane to heat the house. The cars will need maintenance. Things like that.

But I will be 43, DH 41. And my oldest will only be 13. We could have way more than enough time to cashflow college. I haven't decided if that is the road we will go down (I obviously will be discussing with DH) but darn if that isn't exciting!

Just wanted to share.