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Goals for Second Half of 2012- July Update




I am taking a cue from Zaga and setting some clear goals for us in the second half of 2012 so we don't just wander around aimlessly.


Goal #1- Get moved into the new house on Thursday with as small amount of stress as possible.

Obviously, we made it here! There was a little more stress than I was expecting (since Murphy thought he would help) but that seems to have died down some. We had renters move into the house on the 15th, so now we sit back and wait.


Goal #2-Get unpacked (and this includes everything by August 1st. While this seems like a long time to some, I still had a few boxes in this house that I just came across when we moved in 7 years ago. Don't want that to happen again. ;) It was difficult to figure out what to do this time, so I am going to go through what we are moving and find a place or out the door it goes.

Still aiming for this goal to get accomplished as I have a large pick-up coming on trash day on the 1st. If not all the boxes, at least a majority of them will hopefully be gone. It is a lot harder than I thought. I want everything to have a functioning perfect place so it will be easier to clean. So far, so good......but there are more boxes left than I would like. We will see how this shakes out since we have VBS all next week which means no unpacking until the afternoon.


Goal #3(my personal favorite)- Pay off $15,560 toward this house so that only $10k is left until we can drop PMI. We are choosing to pay this down before paying off the SLs because if we can get 22% paid off, they will drop PMI and my payment will go down $75 a month. Good deal. Then onto the SLs but this comes first. We will be using our snowball to accomplish this but probably not flakes that we come up with. Those will probably be going toward things for the new house. I figure that way I can get some things done there but not melt my snowball.

Still using snowball for this and flakes for things we need at the house. Current target for those is propane for the winter. We have a tank with 30% right now and I am trying to do a pre-buy with a different company to get a lower price. The PMI paydown is going well.......So far $1,788.88 has been made. I am torn not actually sending the flakes to this goal too. Maybe once we get the propane out of the way we will revisit it.(although we do have other things on the list, like a working garage door opener before winter. Not necessary but nice, KWIM?)


Goal #4- Make our list of things that need to be flaked and put in priority order. Got a start in my head but really need to get it on paper. This is still being tweaked and worked on.......I am thinking there will always be something on this list. LOL


So this is my update........I like to see how everything is working out.



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