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Another month down, and having savings feels so good!




September was a good month, even though I spent a bit on new furniture and still haven’t gotten my desk, or the reimbursement for it. I need to get the desk and send my boss a picture before I can be reimbursed, and it was ordered (and paid for) in August but it’s shipping internationally and still hasn’t arrived!

But wow, it feels good to just be able to buy the thing with savings and not even have to worry about floating it on a card while I wait for reimbursement!

In happier news, it was 3 pay month in Sept, and I’ve got over $7k in my EF now! I was actually just shy of that milestone when I did my budget, so I went back and moved $10 from my clothing budget to my EF. I don’t really need much in the way of clothes right now anyway. I want some leggings and cozy sweaters, but I don’t need anything. I find I spend a lot less on clothes now that I don’t go to the office!

I am glad that I have been putting $ away for travel. I have started planning to visit my family for Christmas and it’s looking like there will still be a 14 day isolation period to visit Atlantic Canada. So that’s going to be a pricy Airbnb. I can’t isolate at my parent’s place because they would need to isolate too and they work, plus we would likely kill each other. Again, I am so grateful to have savings so I can just pay for it.

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Nice job! Dang, the 14 day Airbnb sounds like a budget-killer.  Good for you preparing so early and paying CASH!!  Way to go on the EF!

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I'm so glad you are still going to get to go see your family!! My brother lives in Sweden and he had been going to come visit for Christmas but the whole quarantine for two weeks thing, and the concern as to if he could get back into Sweden... he just can't do it this year. It sucks. We miss him. I know your family will be so happy to see you!

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I am so sorry you won’t get to see your brother this Christmas, Delilah. This situation is really tough.

the Airbnb was a budget killer- plus plane tickets... it has occurred to me that my BF and I could spend a week at a nice all inclusive instead, but damn I miss my family. Also, given the current situation, we can’t. I am glad to have $ in my travel sinking fund but it is sad to see the balance of that account go from “ready to book my big trip to Peru” to “I guess Peru is next year.” But again, given everything I can’t book that trip now anyway.

So the trip to see my family is booked, just waiting on official permission to visit from the provincial health authorities, but that should come through soon. It’s absolutely nuts to have to make an application to visit my family when we are all in Canada, but PEI has been able to keep community spread from catching on.

October has been a good month. My EF saving is above $8,000 now, going to meet my goal of $8750 (3 months) in November! And I have a plan to get to 6 months by the end of 2021, while continuing to save for travel and a down payment.

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