We've planned our first debt-free vacation!  We're doing a weeklong cruise to Bermuda, paid for in cash.  It will be later this year.  This is the first vacation we've ever done that we haven't used a credit card to reserve / pay for.  It's very cool to know that we aren't going to have to pay for it, because we've paid for it!  Does that make sense?  We budgeted for our onboard expenses and excursions, too, and have that set aside in a separate envelope.  It feels a bit surreal to have a vacation to look forward to after not for so long.