Well, we are in a place we haven't seen in a while... baby step 3! Based on current projections, after replacing our sinking funds, we will not climb out of the hole until December! So, I stopped the 529 contributions (which kills me) but should help to keep me motivated to fix the mess we are in.
We never made it to the deck project or dental work, but we did go forward with the beater car - and even paid $1000 for it, but spent $$ to pass inspection. We've also had issues with our other car which doesn't help. But, the car finally passed inspection, and hopefully we will get a few years out of it. It's a SUV with high mileage, but it was one owner and owned by a local company known to take care of their vehicles. And, it does feel AMAZING to be able to leave the house without worrying about driving DH 40 mins to work!
I have not been able to add a bookkeeping client - I really don't even have the time for it right now- I've been struggling to get my work done as it is - the baby will be 6 months old next week and of course he requires more and more attention (although I am super lucky to have such a relaxed baby!) Still, I am pretty maxed out with the two jobs I already have!
We have some potential snowflakes coming up which will really help, but I am not putting them in the budget until they are a sure thing.
I was at the tax office today doing back taxes for a family member, and had a discussion with him about working from home this tax season - two days at home, and one day in the office. He would want me to commit to work for a 4-5 hr stretch at home, which would be hard. I would definitely need child care. but if I found someone to come to the house to watch him while I'm home, and my office day was Dh's day off, it could possibly work. especially since it's short term (unlike an ongoing bookkeeping client).. but we'll see. My focus needs to be on the baby, and honestly I don't want to miss ANY time with him...he is only young once!
DH really needs a new job with higher pay!
But, I also wish there was something DH and I could together for extra money... maybe if we were working together on a business (with the baby!) it wouldn't feel like we were missing out on family time. Any ideas?? My brain space is already so maxed out!
Honestly some days I just want to give up on DR! But, I know we are on the right track, even if we have setbacks and slowwwwww progress!