One of the things I wanted to work on during 2016 was to begin tracking our spending. Below is our actual average monthly spending (and what's in parentheses is what I "thought" we spent) that I was WAY off on:
Gas- $340 ($700)
Auto repairs and registrations - $896 ($100 !!!!)
Home stuff $450 ($50)
We also spent more than I thought on our vacation. And, my husband spent A LOT of money on his hobbies.
I know my tracking does not include all our our eating out and groceries since we paid cash for some of that and I did not track cash spending.
So, DH and I need to discuss things and see what needs to be changed going forward.