I'm breathing again, found my spot, and should have a decent sized snowball to send somewhere.
Priorities for right now:
- fill up property tax account ($2300) over the next six months
- add another $1500 to my individual 401k before 4-15-16
- set aside $1000 towards kitchen reno after the Mar 1 payment to the mortgage (the payment that will finally get us below $50k, which was my target before starting the kitchen countertop/tile project) --- maybe try to schedule this project to happen over summer ---
After these things are accomplished I can't see any reason why we can't hit the mortgage hard for the remainder of the year.
I just did a rough budget for March and it looks like we should have a $2500 snowball. I'm hoping, fingers crossed, that we'll finish February with a $500 surplus that can be snowball. April snowball will most likely go towards taxes owed (and finishing up the individual 401k).
I billed $570 for January, and already have $700 to bill for just the first half of February. I'm expecting I can bill another $400-$500 by the end of February.
I'm so glad to have January bills behind us, and that I was able to get my work going again.