Jump to content
  • entries
    39
  • comments
    242
  • views
    3,895

Mortgage payoff challenge.......FAIL!


coingirl

762 views

 Share

Hanging head in disappointment, even with all my enthusiasm, we will not be able to fullfil my ambitious challenge of getting house paid off by the end of this year. It was so hard to make it the top priority when I couldn't get my DH on board. Then our DD had our first grand child and the flood gates of my heart opened up and visiting her has now become my priority. Downside is she lives 20 hours away from me, so that means expensive airplane rides are now a part of my life. Thankfully the Internet has made seeing and interacting a bit easier, but I want more involvement than just through a computer screen.

 

So while it is still a top goal of mine to get the house paid off ASAP, it will not be done with gazelle intensity. We are still very much on track for an early payoff, but it will not be done in 2015. :(

  • Like 1
 Share

9 Comments


Recommended Comments

I know, I know!!! It's such an internal struggle, but like I said I don't have the corporation of my DH on this so it isn't just my decision, if it were it would have been paid off already. Compromise has been a big part of my journey!

 

It will get done early just not in high gear like I had hoped!

Link to comment

So, let me get this right?  You've paid extra, just not enough for a payoff date in 2015?  Still success.  Still faster than originally planned.  Still success in my book.

  • Like 9
Link to comment

My DH would let it ride out with our normal payment until it is paid off.  I still pay extra each month often double our regular payment, but it will not get it paid off by the end of this year as I had planned/ hoped. 

 

I am always hopeful my DH will catch onto my enthusiasim, but it was really pinching the budget and he wasn't happy about that. 

Link to comment

My DH would let it ride out with our normal payment until it is paid off.  I still pay extra each month often double our regular payment, but it will not get it paid off by the end of this year as I had planned/ hoped. 

 

I am always hopeful my DH will catch onto my enthusiasim, but it was really pinching the budget and he wasn't happy about that. 

So what are his financial goals then?

Link to comment

I don't see the "fail".  You've just extended the timeline a little bit.  =0)  And for one of the VERY BEST reasons to do so!  

 

Make up a new projected payoff date you can aim for, taking into consideration the new budget items and get going!  *L*

 

That's the best part about this program.... Your life changes?  Then simply change the budget.  Your priorities change? Change the budget to reflect that.  Your goals change?  No problem, readjust and keep moving!  And be very thankful, that you are in a position to just hop a plane and go visit that baby (and mom of course) when you want to!

 

Congratulations on the new grandbaby!!  And having worked this program long enough that you can visit them!

  • Like 5
Link to comment

You are moving forward, that's the important part.  I have been much slower than I originally wanted, but accord with my DH is by far and away more important than being out of debt a few months sooner.

  • Like 3
Link to comment
Guest
Add a comment...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

×
×
  • Create New...