Well, the good news is that we did max out my hsa and fund the 11k IRAs by 4/15. We did have to use some non-essential sinking funds to help with cash flow, but expecting to fund the sinking funds again by the end of the month, or within a week of May.
The bad news is that I found out I was pregnant in March, and went for my 10 week ultrasound on Tues only to find out there is again no heartbeat. We are devastated, but after a very bad experience with my doctors office, we are going for a second opinion this morning and plan to switch doctors. I don't have too much hope that it was in fact wrong (but hey anything is possible, right??) but will feel so much better hearing it from a more competent doctor's office.
There are just too many issues at the other place to ever feel comfortable going back. Other than feeling like there is no accountability there (they want you so see everyone, which would would be fine later in pregnancy, but the first few visits should be with your own doctor and I only have a midwife there who I see for my annuals). It's obvious that the different dr's don't even really look at your chart before they come in. But the biggest reason is what happened the other day - they they sent us down the hall for the ultrasound after not hearing a heartbeat, and of course we got the tech that we had last year (she is was very rude and just had a bad feeling about her- she was super nice to me back when I went for an ultrasound on a cyst, but every time I've been in pregnant with DH, she is just icy-cold and just seems off). Anyway, so she didn't say a word a word through the abdominal ultrasound, which by now we know is not good news, We get back sent back to the dr office to be told that they didn't yet look at the ultrasound, but the tech said there is no heartbeat, and that the baby was measuring at 10 weeks so it must have happened in the last few days. They then wanted to schedule a d&C for the very next day and sent us home w/o asking for any blood work. When they called later that day to confirm the time, I asked if anyone ever looked at the ultrasound, and they said yes of course, but did they?? I have no idea. So, I woke up the next morning uncomfortable with the situation and started researching if ultrasounds can be wrong - also thought it was weird she did an abdominal and not an internal. So I called nurses line and told her was I uncomfortable and told her what happened the day before, and she interrupted me to say, wait, she did an abdominal not an internal?? and then said "that's disturbing" and then went on to say the report shows that an internal was done not an abdominal!!! She then said I need to call over there and will call you back. So, she calls me back to tell me say that the tech said yes it was an abdominal, she usually does them starting at 9 weeks, and someone just messed up the coding and they will change it!?!? The nurse assured me that the tech has been doing this a long time, and that if it makes me more comfortable, the dr can do an internal at my bedside before the d&c. Which to me is just crazy and unacceptable. And then they called me back to say the dr asked me to have a full bladder for the internal. Well, how the heck am I supposed to have a full bladder if I can't drink anything from midnight until the 12:30 pm surgery? And besides, every other time I've had an internal ultrasound they ask you to empty your bladder. Just makes no sense to me and don't trust anything they say anymore. So needless to say, I am never going back there!!
Also, since I'm over 35, they will start to look into the reasons for two miscarriages. (apparently if you are under 35, they wait until 3!) The doctor I am seeing today specializes in infertility and they are experienced in high risk pregnancies, so I feel like I will be in the right place.
Other news is that I did not get a bonus as promised (I would expect it to be handed to me at the last day of tax season, or in my next paycheck, which is was not). So, really feeling like it's time to move on. It was so difficult getting through the last part of tax season pregnant, I did go home early (6:30ish) for a few weeks and was in bed by 8 due to exhaustion, but I started to feel better towards the end, and was really proud of myself for getting through yet not overdoing it. I even gave up coffee!! My boss knew that I was pregnant, and although he acted excited there were a few situations where he was really awful about everything. So I am just really disappointed, and again feel like it may be time to move on.
Also, DH gave his 30 day notice for newspaper delivery, but now I'm thinking that maybe we should split it up, and I could quit the accounting job and we would be ok until I figured out what to do next. But, not really in a position to make decisions like that right now, way too emotional!
oh and i haven't selected any of the mutual funds in my 401k or the ira's yet! I was planning to do it this week but I can't focus. I'm thinking of contacting an ELP for help, but not sure if they will help if nothing is in it for them. but i suppose i could always buy this years roth through them, and I also have a small simple ira that can finally be converted later this year.