Today feels pretty good! It was my first paycheck of 2015 and I am getting a clearer picture of what my usual paychecks will look like with the HSA , tax & insurance adjustments.
We will be adding to the debt thermometer at home tonight! Today I am paying OFF the hospital + sending cash to the Doctors Clinic.. and I sent $95 to the VISA already. I love updating my balances on LLNOE.
Also, I began funding the Sinking Fund which is kept in a savings account linked to our joint. I already know I'll be using most of it to buy replacement filters for the range and fridge water, and oil and filters for the Denali's oil change. But it feels good knowing that's exactly where the money was supposed to come from and it was planned for! I should also get working on a SF spreadsheet to track planned and actual for assistance on next year's #'s.
And you guys will be happy to learn that this oil change we will be getting will NOT be $80+... Nor will it be $26 at BIL's dealership.. It'll just be the cost of supplies, as my other BIL offered to do the labor at his own home.
I said last time I would be posting the budget again due to revisions..
Monthly Income $4040 (assuming DH has 80hr paychecks!)
Meds $200 (still not set in stone, this tweaks up and down, likely will adjust as we set up auto delivery and I include progesterone + prenatals)
Sinking Fund $160
Cell phone DH $110 (just got a company phone & put my personal line on hold for 3 mos to ensure that this situation works fine for me before paying the cancellation)
Car Insurance $102 (2005 Saturn Ion and GMC Yukon Denali + DH is 24y/o, I think this is a good price)
Power $80 (actual average of past 12 mos)
Boot Camp $80 (my fitness class M/W/F mornings)
Kay Jewelers $60
Home Security $43
Water $35 average
VISA - $95 min payment
I gotta make this quick, but on the non-financial front we are doing pretty good. DH & I are working hard on communication and have generally fought less on average (I think), and still look forward to our counseling. Got the official insurance pre-approval letter to bring to our first appointment so that is a small weight off my shoulders.
Been working the Flylady babysteps and being more conscious of cleaning/keeping to a routine, and decluttering in small steps. House is not in perfect tip top shape but it's a hell of a lot better than it was pre-holidays.
At work, things are pretty exciting. My manager asked for volunteers to work on a large scale project in Seattle metro area for 4-6 weeks here soon. I told him if we could work out the logistics I'd be willing to consider it. The company would definitely pay for my ferry fares everyday, but they are paying lodging for other engineers on the east end of the state (it's a 6-hour one way drive for them, only 1.75hrs for me including the ferry ride). It would be more ideal for me to stay in a hotel during the week but paid commute is fine with me, too. I'd probably be allowed to drive the company truck daily for the project.
Anyway, update was overall a good one. I can't wait to get more stuff paid off, crossed off the list, etc!