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Esg's blog

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We got a van!

I started up having pain days last week and didn't finish with the last post. I'll go back to those questions.   This past weekend, though, we were blessed with a van. I had been searching for a small car but ended up seeing a van with a great report, all the service records over the years and so I called to check on it. The owner was wonderful. She and I had a nice chat on the phone and I mentioned that it was just me and my son (I can't remember what we were talking about) and then on Satur

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I saw it coming - rant warning

You're probably sick of reading my family rants so if you don't want to see me upset or hear about my mother you may want to pass this. I'm hoping in a year I can look back and be in a better place than this but I have to put my thoughts somewhere.   I got an email from my mother today entitled "What are your plans"   It started off fine with this whole "I'm writing just to you cause people don't listen when you talk" thing and quickly turned into how when she gets money the first thing she

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2 years later and the mortgage company pays me back

I like to look at the sales papers but when I opened them the other day there was a letter from a consumer protection bureau that was talking about a check. Turns out, the mortgage company was sued by a federal company last year for their unfair practices and my part came today. I can't even believe it.   I had plans to work on re-funding my emergency fund in a week and to pay on some bills with money coming in then but now I can pay bills, I can buy a new (to me) car after mine literally star

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It's been over a year since

I lost my login information along with the site bookmark so I haven't logged in in quite a while.   I read over my last blog post and I wish I could say a lot has changed. A lot has but a lot has not.   What has not?   - My mother. She is still very much into telling people what to do and it extends into other family members as well. She is still herself in all the same ways.   - My sister M and the driving. That was different and then they lost their car in the most recent flood. Since

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Do all families have issues like this? - Rant

Its so annoying.   I asked my mother if I could go over to my aunt's today where they are staying because I have no internet at my apartment and I have assignments due. My son also asks to see them daily. I was wondering if they would be there or else I wouldn't be able to get in. She said sure. A little while later, my younger sister texts me and asks if I knew our older sister was out of town for the week. I was told nothing at all before that text. This throws my plans completely off for th

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Quick Notes

- In January, I basically left my job. The other job did not pan out so I continued working for the local newspaper as a courier. The contracts were changed and I didn't re-sign. They increased the fees they charged, increased rules so that we were treated like employees but paid like independent contractors and increased the number of papers we were to throw while also decreasing our base pay. Left us broke basically. I had money from Christmas set aside for January and February and now with m

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Hello 2014!

I'm so ready for this year. 2013 was the worst year of my life, I think. It started with losing several relatives (double digits) and then losing my first house. I think I spent so much time in tears, not sleeping, barely eating and with a pounding heart that I really thought something serious was wrong with me. It picked up though towards the end when I started focusing and moving on and came back here. I can't even say how much I've been encouraged by everyone. I feel like taking care of m

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A Little Bit Calmer Now

I went back to the apartment the next day and didn't feel unsafe. I felt determined and a few other things but I didn't feel unsafe or even as sad and angry as I did initially. It started to just feel ridiculous that anyone got in and did damage to the window in order to do nothing much in the apartment. I got the locks changed to the front door, got more locks put on all the windows, the front light bulb is brand new and then exchanged numbers with one of my neighbors. The one who called the st

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Too good to be true

I was doing so well. Everything was working out. The apartment complex has been quiet, nice neighbors, everything. My son was calling it home, I had the house unpacked in two days, we had a routine. Then my apartment gets broken into. I'm right back in the house with the three people and the dog like I started. I feel like I've just wasted the money and the months I saved up to get out of here. I don't even know what to do now I'm so hurt. I'm usually home during the day but my car died Frida

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Almost there!

It's been so long since I've written anything here but I figured I would write again to say my son and I are almost settled!   We spent most of September ill and nothing much was done. My mother had brought in a cousin of mine who sues mortgage companies and had set it up as if we were going to pay to fight to keep the house. I wasn't asked beforehand so it took me a long time (the whole month actually) to work up the nerve to decline. Once I did that, things started really taking off with us

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Good News, I think

I wish I could say it has to do with an apartment but it doesn't. Not exactly. I got hired for a full time job today. Had a phone pre-interview yesterday evening, interview today then got the job right then. Should start next week. It is very full time. 10-7 kind of full with two off days. It ends up being maybe $600 more a month not counting commission. And business casual which I've never done and will have to budget for. At least I know what area to look for an apartment in again.   I'm a

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Struggling

I apologize if this comes out as a whining ramble but this weekend did not go as planned.   My mom was supposed to come back home Sunday and get her stuff straightened out. Instead, my grandmother had a stroke. She seems to be fine but now mom is the main one caring for her because of irresponsible relatives. No clue when she's coming back to town. I told her we needed to get this done even though she's still trying to call people and work this foreclosure hold out.   Definite plans have n

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This Week's Things/Weekend Things

This weekend will be pretty busy. I have apartments to look at, a garage sale to have, my busiest work days and packing to do.   I have spent most of today again with my mother sending texts, emails and calling about ways to slow down or stop the foreclosure. File complaints (I tried paying three times and was told every time it was going through then it didn't and then hello foreclosure), get notes, call these certain people. That's been it lately.   The mortgage company isn't great at

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At least I know now

Today was a complete schedule mess. I didnt get to see the apartments as planned and didn't get to talk to the housing counselor. Tomorrow though. I did go ahead and speak with the bankruptcy lawyer anyway. I wanted to see if it was as bad or as scary or as something as it felt when I was reading it. It kind of is but it's the numbers that are scary rather than the filing process.   To file is $500. That's fine. I have that in my ''save the house' fund. That's also the smallest part and it co

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15 Days Till The End

I thought the 11 day wait for the updated reinstatement amount was going to do me in, but I should have known the wait till the sale date was going to be it. 15 days till its all over with or really till a whole other mess begins.   My stomach has been unsettled all week. My tone is edgy, my temper is short, and my head hurts almost constantly. I'm clenching my jaw as I write this.   This week has had it's confusing and trying times. Car issues that are minor but add up to big annoyances (b

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Today I Feel Like A Loser

I got the updated amount needed for the house today.   I requested it in order to keep up with the house stuff even while planning to get us settled elsewhere. My mother is big on knowing so I think it made her happy to be in the know with this update. Maybe that will also keep us from constantly having conversations. Anyway, I got the amount and expected it to be thousands more than it was when this mess began. Instead, its barely higher than the previous amount. It worries me that it could b

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Asking For What I Want

My promise to myself the other day was that from now on, I want to take only what I need from my situation and my family stress. This time, like a light just went off, I'm having problems asking for what I want. I mean, I knew that but now I know. It's like I stopped and all I can think is - why wasn't I doing this before?   Yesterday I saw a job and asked about it. After sending my newly tailored resume, I got a reply asking about salary preference. I didn't know what to ask for. I know what

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Take Only What You Need

I was reading an article earlier about how to pack up and move with little notice. I figured it was appropriate because, well, we have very little time to get this house packed and ourselves moved. The article was aimed at people moving across the country for a better job which I'm clearly not but at least I found a bit of advice to hang on to.   Take only what you need is the title of one section in the article. It's about the costs of moving and cutting it down to a minimum by taking onl

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In Eleven Days...

In eleven days, I'll know whether my son and I are going to lose our house. Or keep our house. Or give up our house. I really have no idea today but I will soon. We're facing foreclosure in September after only three years as homeowners. In eleven days the needed amount goes up even further making it almost impossible to save it without a lot of help.   I bought my house after a year of planning and after two years of starting a nice enough job. Prior to buying, I was sharing a place with a r

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