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their raising my rent first time in 3 years.

going up $10. And I don't even care. Glad I'm debt free. I don't like that it's going up but I worried about it for about 1 minute. They did not even mail me the letter they left it outside my door. cheap skates did not want to spend money on 36 stamps. lol. I just got a small raise so the rent increase eats that up. Perfect timing! I pay $685 month (new rate) which includes water and electric. still not a bad deal for an apartment in my state/county. My apartment is 420 sq feet, an efficiency.

debtfreedude

debtfreedude

 

one warning about buying used stuff at yard sales.

Just a warning, if you get used stuff at yard sales, garage sales, estate sales, etc. one thing you don't want to bring home is bed bugs. One way they travel is by hitching a ride on used furniture. We had bed bugs where I work, and after speaking with professional exterminators for many months, I learned way more about bed bugs than I wanted to know. I pretty much don't take any used furniture home after learning about these critters. Ive seen apartments where a few bed bugs turned into 600+ in

debtfreedude

debtfreedude

 

banks suck. The terminology they use is not even reality.

I emailed my long time bank with a simple question. does my savings account that pays nothing have a min required balance (Im asking because I've been moving the money out). here is their reply. the rep referred to it as a "high yield" account? LOL.  it pays 0.030%... nothing. that is why I've moved it.  not sure what my bank staff is smoking, but it must be some good stuff.   I appreciate you contacting us to inquire about the eSavings account and I will be happy to provide you with m

debtfreedude

debtfreedude

 

finally moved my money to earn higher interest.

the APY will be 2.25% for 12 months...  and if I open a checking account before the 12 months is up and keep $2500 in checking (making no interest), the money marking savings account can stay at the higher rate without going down. only took me two years to finally do this. better late than never I guess. for the year it will make about $675.... compare that to the $10 it made last year. A step in the right direction at least.

debtfreedude

debtfreedude

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