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Getting out Debt without Going Crazy

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Here we go again

Finally getting around to my weekly update. I know that I do better on the plan if I actually come here and post is all for everyone to see. Keeps me real. It was a very busy weekend this weekend but sometimes it goes that way.   I actually wound up throwing a small birthday party for my son. I kept the cost down by making the cake and only buying plates and a table cloth, the only thing the kids really care about. It was a little more than I was planning on doing but the kids had a great

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Settling into the Plan

Well this is my third weekly update, things seem to be going pretty well. I am finding that the more I focus on getting back on track with my finances other things seem to be shaping up. My house is actually starting to be presentable. I've made some progress on getting the kitchen back to the point that I enjoy cooking in it and the kids are super excited that I am cooking again rather than eating out all the time. Hopefully my laundry will follow suit, I have a goal of finishing up the cur

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Back to Real Life Again

2nd Week Check In   Well I've had my first emergency already and am only a few weeks into the plan. I had a relative, my Aunt, pass away and had to take myself and two of my kids to the funeral out of area. I only spent $400 of the Emergency Fund which will need to be refilled but at least I didn't add to the debt so the fund is working the way it should. At least that is what I am trying to tell myself. It's just a bit frustrating to finally feel like I'm making a tiny bit of progress and

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One Week In

Well one week in and things are going pretty good. Got my first pay check from my new job. So starting to make a little impact already. I received my income tax refund last week and was waiting on the first pay check. With it I was able to pay off a 2nd debt. So just to track where I'm at:   BS 2 - Any increase as caused by interest expense which is caused by tracking so closely but I do much better with weekly updates. Debts: Current/Beginning Cell Phone; $0.00/$343.50 CC # 4: $0.00/

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Happy Valentine's Day and New Start

Well once again, I am on the wagon trying to pay down the crazy amount of debt I have. But this time, like all the others is going to be different. I am so tired of being stressed out by payment and what I would do in an emergency. Plus I would really like to adopt in the next five years and if I don't get the debt monster under control that is not going to be possible.   Last June, I was let go from my job. And was able to secure a contract position within a month so I was very luck but t

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