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Mary's Blog

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Raising money Selling on e-bay

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2015 wrap up

My goals for 2015 got side tracked with life throwing us a curve ball in addition to me being lazy.   1.Increase net worth by $75,000.00. Not really sure if we reached this or not because we moved to a new home and the value of the house is greater than t he one we owned. We did increase retirement by 30k this     2. Run 12 races which will include 4 half marathons. Epic fail! Ran the Turkey trot so 1 at least!     3. Read one book a month - I read about 20 books this year   4. Spe

Mary

Mary

the best laid plans

So God threw us a curve ball or two and altered our future in ways we didn't expect however it really is all good. Moving this time around has been so stressful! Please pray things come together. We are moving out the 25th and moving in the 26th of this month. Not knowing our exact numbers for insurance and taxes is making me crazy. Its a new house so the town has not assessed the house yet and won't give me a ball park. Unfortunately the taxes in the town are all over the place as I have trie

Mary

Mary

Quick Update

So as you may or may not know we are in the process of selling our house and moving to accommodate my dad to live with us.   Well we put the house on and it sold immediately over ask and ever since its been one problem after another! It has been so stressful on dh and me. I have to say on my teen girls too.   Our buyers are having trouble getting mortgage, on paper they seem good so I a m not sure if it is because they are Korean and since not US born getting extra scrutiny. Since they need

Mary

Mary

Vacation

I have been so busy trying to get my work completed and my business ready while I embark on a weeks vacation. I have not gone away for a week in at least 6 years.   I am somewhat freaked out because I will not have cell service and I am assuming I will be able to buy wifi but I am also glad to be unplugging and relaxing!   I will update all my goals for 2015 when I get back next week.   Happy Valentine's to all my LLNOE friends.

Mary

Mary

12-31-15 7th installment

As I noted in my first in an effort to keep my self focused on my goals I will be updating weekly. Weekly Quote: A football quote seemed appropriate! Let's Go Seattle! The real glory is being knocked to your knees and then coming back. That's real glory. That's the essence of it. VInce Lombardi   So my goals as updated 2-1-15 this week was better than last week! Not perfect but better than before!!!   Increase net worth by $75,000.00. This will be hard and possibly unrealistic. However

Mary

Mary

12-31-15 Goals 6th installment

As I noted in my first in an effort to keep my self focused on my goals I will be updating weekly. Weekly Quote: Infuse your life with action. Don't wait for it to happen. Make it happen. Make your own future. Make your own hope. Make your own love. And whatever your beliefs, honor your creator, not by passively waiting for grace to come down from upon high, but by doing what you can to make grace happen... yourself, right now, right down here on Earth. Bradley Whitford So my goals as upd

Mary

Mary

12-31-15 Goal update #5

As I noted in my first in an effort to keep my self focused on my goals I will be updating weekly.   Weekly Quote:     The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.   Martin Luther King, Jr.   So my goals as updated 1-18-15   1. Increase net worth by $75,000.00. This will be hard and possibly unrealistic. However I am hoping we are able to reach it. Since it is a big number I am go

Mary

Mary

12-31-15 Goals 4th installment

As I noted in my first in an effort to keep my self focused on my goals I will be updating weekly.   Weekly Quote: It does not matter how slowly you go as long as you do not stop. Confucius     So my goals as updated 1-4-15   1. Increase net worth by $75,000.00. This will be hard and possibly unrealistic. However I am hoping we are able to reach it. Since it is a big number I am going to use today 12-10-14 net worth as the starting point. I am giving myself an extra 3 weeks!   This wee

Mary

Mary

12-31-15 3rd Edition of Goal Updates

As I noted in my first in an effort to keep my self focused on my goals I will be updating weekly.   Tomorrow is my birthday and I am glad to have it as my first official work day of 2015. I know a lot of people like to take their Birthday off but I like to work on mine. It could be because without fail its freezing on my Birthday. Tomorrow promises to be a cold one here in the Northeast as it usually is on my Birthday.   It's a wise man who understands that every day is a new beginning, bec

Mary

Mary

12-31-15 Goals 2nd update

As I noted in my first in an effort to keep my self focused on my goals I will be updating weekly.   I am thankful that the Holidays are over -- although not completely over here as my Birthday is the 5th of January. I am ready to begin again. I am ready for 2015! “Tomorrow, is the first blank page of a 365 page book. Write a good one.”― Brad Paisley So my goals   1. Increase net worth by $75,000.00. This will be hard and possibly unrealistic. However I am hoping we are able to reach it.

Mary

Mary

12-31-15 Goal 1st Update

As I noted in my first in an effort to keep my self focused on my goals I will be updating weekly.   Things have been fairly hectic between DS coming home from college, the twins starting rowing up again, my dad coming to live with us with his broken shoulder and skin cancer as well as just trying to get through the holidays. I would appreciate any prayers for peace in 2015 for me. I need to make 2015 about me without being selfish.   So my goals   1. Increase net worth by $75,000.00. Thi

Mary

Mary

2015 Goals

So I have been thinking about these for awhile now and have finally come up with some.   1. Increase net worth by $75,000.00. This will be hard and possibly unrealistic. However I am hoping we are able to reach it. Since it is a big number I am going to use today 12-10-14 net worth as the starting point. I am giving myself an extra 3 weeks!   2. Run 12 races which will include 4 half marathons. I dread training on a tread mill but I am a better person when I am running consistently. I am hop

Mary

Mary

No Spend November coming to an end

No spend November is coming to a close. Unfortunately this week did not end as planned. My father who is elderly fell at our house and dislocated his shoulder. We were out to the ER by 7:00 am yesterday and not home until 5. We purchased some coffee and food at the cafeteria. We also pis his copayment for his medications.   He is going to stay with us and we will need to buy some things to make it easier for him and us while he is here. We are waiting for the rehabilitation/home health aide to

Mary

Mary

No Spend November week three round up

This week puts us at the 75% point. This week I did have to spend $1.05 for late fees to the library and $45.00 to groom the dog. I had debated if we should put off grooming the dog but she gets hot spots if we don't keep up with her grooming so we decided not cut it from the budget as it would have just likely cost us more in December.   Dh and I sat and discussed what we thought of the changes we have undertaken. This month ended up being the smartest month for us to do this as my income fro

Mary

Mary

No Spend November 1/2 way there

We hit the half way mark yesterday. Up until yesterday we had done great. Today we are going to the NY Giants football game. We have been invited by colleagues awhile back. It's going to be very bitter at the stadium. We had to buy dh and I hat and gloves. I searched all over the house and can't find any hats or gloves from last year. Looks like we will be buying for the kids soon too!   With the exception of the above this week was good. My dad came up to help with picking the girls from sch

Mary

Mary

No spend November Week 1 wrap up

So all in all we survived week 1. Things that I have learned I need to plan better to continue to sustain for another 3 weeks. I under estimated some of the food needs for lunches this week but we did cobble together items. Also we meal planned M-F. We don't shop so that left us unprepared for Saturday.   I have been exercising more which would have happened regardless if this was no spend November but again in order to do so I have to plan my breakfast too.   Yesterday we joined a meetup

Mary

Mary

No Spend November update

So I didn't think my update would come so quickly on the heels of yesterdays update but here it is.   No spending is really challenging me!   I planned my breakfast and lunch Sunday night. I woke up early packed my bags and went to spin class not only was I Ready for a no spend day but I was going to save money because I was going to shower and get ready at the spin studio. They have towels shampoo hair spray etc., so I would save on hot water and laundry.   I had a great spin class shower

Mary

Mary

No Spend November

Two days in and I can see how careless dh and I really are with our discretionary spending. Yesterday was a very rainy day here. We went to spin class. We usually go out for breakfast after weekend spin but that was easy to bypass since it was 8:15 of our first day. I had to get a new book for book club. DH said just get it on the kindle I don't want to go out. Nope not an option off to the library. The girls went out to a party and dh suggested date night out for dinner and a movie. Nope ins

Mary

Mary

First Week E-Bay Selling results

Between expenses for shipping supplies, items purchased to sell and ebay fees and assuming everyone will pay our profit for this week is $43.00.

Mary

Mary

Beginning to Sell again

DH & I have a lofty savings goal this year. So I am venturing back into selling items on e-bay. I have limited time so I am trying to sell things that are a bit easier. I have had success in selling mugs in the past so I am starting there again.   Today I purchased 8 mugs to sell and 50 boxes to ship the mugs.   So far I am minus 42 on this investment.   I am going to try to get them listed tonight hopefully but DH& I are going away Saturday and tomorrow is going to an extra long d

Mary

Mary

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