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Laser focus in 2014

Entries in this blog

2015 GOALS (#7)

I am glad to squeak in an entry in April. I've been a busy busy lady...as you can imagine! Things feel like they're falling apart but I believe we can focus and make the dollars behave. Feel free to read about my IRS stupid tax situation on my Sallie Mae/Navient thread. May budget is complete. All envelops are filled.   1. Money- KILL DEBT (lots of it!) and thereby increase net worth from -285K to -199K <-- we may make it at the end of May! a. Family Budget meeting on last Friday of e

RachNJessDebtFree2B

RachNJessDebtFree2B

2015 GOALS (#6)

This week was R.O.U.G.H. I ended up at urgent care due to flu-like symptoms. All is well now. It took 2 days to recover....and I did not take a day off of work. We are doing well on the debt pay off front. We are working on loan #4 'stone man'. This loan, once paid off, would place in the less than -$200K category. This was our goal for 12/31/2015! We will have it done by June 2015. DH has been stoked about getting to this point and has always verbalized that it would be cruise control

RachNJessDebtFree2B

RachNJessDebtFree2B

2015 GOALS (#5)

This blogging is really helping with our accountability. We are on target to exceeding our financial goals. Since I have trouble doing a bazillion things at once, I won't beat myself up too much for not meeting all my other goals. I think that once the budget is locked down and we've completely mastered it...then I can start to get laser-focused on my other goals (nutrition/exercise, etc). But all in all, this is an exciting week for us. Please forgiving for tweaking my goals as I go....   1.

RachNJessDebtFree2B

RachNJessDebtFree2B

2015 GOALS (#4)

2015 is proving to be super busy for us. I had a productive weeked, so I figured, I should update our post.   1. Money- KILL DEBT (lots of it!) and thereby increase net worth from -285K to >-100K a. Family Budget meeting on last Friday of each month and more frequently if needed- gotta get this over the next couple days...we seem to be blasting through blow money fund. Feb should be better. January was a huge transition/adjustment. I think we are starting to develop some good routines.

RachNJessDebtFree2B

RachNJessDebtFree2B

2015 GOALS (#3)

Here goes guys!   1. Money- KILL DEBT (lots of it!) and thereby increase net worth from -285K to >-100K a. Family Budget meeting on last Friday of each month and more frequently if needed-done b. Fill cash envelops each month (or biweekly) .....LOVE the envelop system! done c. All additional income goes into snowball- in progress d. Look for ways to reduce current expenditures (cellphones, ugh)-booo! still have not gone to cricket....sigh e. Track spending and budget at least every oth

RachNJessDebtFree2B

RachNJessDebtFree2B

2015 GOALS (#2)

Here goes guys!   1. Money- KILL DEBT (lots of it!) and thereby increase net worth from -285K to >-100K a. Family Budget meeting on last Friday of each month and more frequently if needed-done b. Fill cash envelops each month (or biweekly) .....LOVE the envelop system!-done c. All additional income goes into snowball-starting 1/9, all bills paid for january and all additional funds will to to AES..estimates snowball 9702 d. Look for ways to reduce current expenditures (cellphones, ugh)-

RachNJessDebtFree2B

RachNJessDebtFree2B

2015 GOALS (#1)

Here goes guys!   1. Money- KILL DEBT (lots of it!) and thereby increase net worth from -285K to >-100K a. Family Budget meeting on last Friday of each month and more frequently if needed. b. Fill cash envelops each month (or biweekly) .....LOVE the envelop system! c. All additional income goes into snowball d. Look for ways to reduce current expenditures (cellphones, ugh) e. Track spending and budget at least every other day!   2. Enrichment- GET SMARTer and Spiritual-er a. Daily

RachNJessDebtFree2B

RachNJessDebtFree2B

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