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Gave myself a talking to

I gave myself a good talking to, and now I think I am ready to conquer the mess. I have to get the clutter out of my house. Started yesterday moving a bunch of stuff, more to go tomorrow. I need to paint all the rooms (8 rooms and a stairwell), one at a time. I made a list of the rooms from worst to best, and I think that's the order to paint them in. I need to figure out how much paint and primer and stuff to get...thank goodness my sister and my dad are both good at that!   I just need

luchitasmom

luchitasmom

 

I don't even know where to begin

So it has been a while since I posted anything, mostly because I was afraid that he would find my entries and read them, even though in reality I know that is very unlikely. Last week, while he (I can't call him DH because he isn't dear to me any more) was out of town on business, I got a letter from the mortgage company that they were going to accelerate into foreclosure (for the FOURTH TIME), a shut off notice for the electric, and a cancellation notice for the car insurance.   This is more

luchitasmom

luchitasmom

 

Two steps forward, two steps back

So my BEF is up to $210! Yay! But I have not gotten a counselor, because I am focused right now on something else. I ended up in the ER on Saturday. Super high blood sugar, (453) they said I had a urinary tract infection, sent me home.   Went to the follow up with my doctor, she said no UTI, the urine culture came back negative. So...she pokes and prods and reads all the tests and asks me a bunch of questions, and says she needs more tests to rule out kidney stones or a silent heart attac

luchitasmom

luchitasmom

 

Progress!

I have made a little progress. Tomorrow I will have $202 in my BEF, which makes me feel a little more secure. I'm still tracking down all the debts, and while I was doing that it occurred to me that it won't really be a debt snowball because everything I owe is stuff that is past due. No minimum payments. So I'm just going to tackle them smallest to largest. How do you eat an elephant? One bite at a time.   I have access now to all the bank accounts. That makes me feel better too.   I

luchitasmom

luchitasmom

 

Next steps

So, I did a budget with just my income and there is no way I could make ends meet in this house with what I make now. I sort of knew that but seeing it all laid out put any fantasies I had of doing that to rest. Which is ok. I have things I need to do before I would make any kind of life changing decision anyway.   My goal for this week is to find some kind of counseling. I need that, to talk all this through. I am also going to list out my debts. Just mine. We don't have any joint debts excep

luchitasmom

luchitasmom

 

The story

When I met my husband in 2006, he was living alone and I was a single parent of 3 (I have four children, the oldest was grown and gone). He told me he was divorced and had two children. We dated for a year and a half before we got married. The kids liked him, he liked them, it was all good.   It was a lie full of omissions and half truths.   There is way more to the story than this, but here's the short version.   He called me at work one day to tell me he was being arrested for child supp

luchitasmom

luchitasmom

 

I Refuse To Spend Anything Today

I don't need to go anywhere, we don't need anything at the store, and I simply refuse to go spend just because I want to go shopping.   I totally have a bad case of the "I wants" today, and I am not giving in to them. If I give in, then I haven't learned anything, and I am not setting a good example.

luchitasmom

luchitasmom

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