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Vacation Chronicles

We have made it to KY to drop off the kids with my parents. Oh the stories I could tell. We drove from 8pm to 8am. There were deserted gas stations, women with tire irons, porta potties in the woods, gas stations with bars on every window and door, etc. It wasn't dull.   Today dh and I head to TN to check onto our chalet. I am flat out exhausted, this should be an interesting vacation.

mimi

mimi

Feeling better for now

Well, I think I'm feeling better for now. I'm already worried about the holidays and a little depressed about them if I'm honest.   I'm just so ready to be done with this so I can move on with my life - but I can't change what it is and I can and should use this time to improve my situation as best I can and prepare for what I'm going to do as soon as the divorce is final.   First this is first - go out to dinner with some friends to celebrate the new chapter of my life.   Then I'd like to

Freedom10

Freedom10

Progress!

I have made a little progress. Tomorrow I will have $202 in my BEF, which makes me feel a little more secure. I'm still tracking down all the debts, and while I was doing that it occurred to me that it won't really be a debt snowball because everything I owe is stuff that is past due. No minimum payments. So I'm just going to tackle them smallest to largest. How do you eat an elephant? One bite at a time.   I have access now to all the bank accounts. That makes me feel better too.   I

luchitasmom

luchitasmom

Next steps

So, I did a budget with just my income and there is no way I could make ends meet in this house with what I make now. I sort of knew that but seeing it all laid out put any fantasies I had of doing that to rest. Which is ok. I have things I need to do before I would make any kind of life changing decision anyway.   My goal for this week is to find some kind of counseling. I need that, to talk all this through. I am also going to list out my debts. Just mine. We don't have any joint debts excep

luchitasmom

luchitasmom

Finding Money

OK, the drowning continues...   Thousands of dollars in medical bills just do not mesh well with divorce-acquired debt. I truly feel like I'm drowning because I don't have a snowball. But, we're working on that.   Since yesterday I have -   Changed my cell phone plan - $30 a month to snowball Changed my auto insurance policies - $20 per 6-month period to snowball Cancelled some subscription "wants" - $14 a month to snowball Temporarily suspended Auto-Draft for Student Loan (I was pai

MeredithRX

MeredithRX

The story

When I met my husband in 2006, he was living alone and I was a single parent of 3 (I have four children, the oldest was grown and gone). He told me he was divorced and had two children. We dated for a year and a half before we got married. The kids liked him, he liked them, it was all good.   It was a lie full of omissions and half truths.   There is way more to the story than this, but here's the short version.   He called me at work one day to tell me he was being arrested for child supp

luchitasmom

luchitasmom

I hate moving

Actually, I think nearly everyone hates moving. But I am pretty tired of it just now.   We have a great, new to us place. It is a rental. I had budgeted up to 850 a month and it is 805, so yay. I have to pay a deposit of 180 for electric, but nothing for gas or water. I didn't pay water before (we had a well), but since this house is half the sq ft I had before (and is slab), I am expecting the water bill costs to offset the lower gas and electric.   We do not yet have internet because

mbeaser

mbeaser

A BS7 Story....

It's been kind of quiet on here lately, so I thought I would regale you with my week in review.... Monday, my son tells me he was mugged.... NO conversation that starts out "First of all, I'm FINE!", ever gets better from there. Tuesday evening, my darling daughter, attending college in a town 45 minutes away and driving to and fro, calls in a panic because her car is "making funny noises"..... then again to tell me that it has died and won't start. Wednesday morning, my next daughter, on her

momto6

momto6

All I can do now is wait...

So yesterday was our second court date - at least it was supposed to be.   A girlfriend went with me - we arrived really early and sat outside the courthouse smoking - as we did my ex walked passed us and into the building.   Anyway - I check in with the Baliff and sit down - a few minutes later my lawyer comes to me and says that while they are there - they do not have all of the financial information that they were required to provide soooooo.........   Continuance.....until...........

Freedom10

Freedom10

So far, so good

Raeanna is on her third day back at school and so far, I think things are improving greatly.   First, I have to say, she did say this weekend she didn't want to go back to school. This was the first time she has ever said that. I asked her why and she said that it was hard to follow directions and that she was afraid to pull a card (she is referring to the class management technique of having green cards, yellow cards, and red cards-green is good, yellow is warning, red is bad-you get the id

happysmileylady

happysmileylady

More October (glad it's a long month)

I'm over here getting all kinds of stuff done. *Go me.   Sent the snowball to the mortgage yesterday --- we're at $53119 remaining.   In anticipation of hitting our YE goal by December 31 --- I've got an appointment tomorrow with the tile shop to start to look at my kitchen renovation options. Renovation should probably be in quotes --- all I'm looking at is new countertops, and probably new backsplash. I'm excited and nervous, but this is one of those things that once we get it done we'll

Carrie

Carrie

We got a van!

I started up having pain days last week and didn't finish with the last post. I'll go back to those questions.   This past weekend, though, we were blessed with a van. I had been searching for a small car but ended up seeing a van with a great report, all the service records over the years and so I called to check on it. The owner was wonderful. She and I had a nice chat on the phone and I mentioned that it was just me and my son (I can't remember what we were talking about) and then on Satur

esg

esg

No second job yet

I did not pass the test to do the second job from home. There is another project on that site that would only allow an hour a day of work, it would still be an extra $200-300 a month and is worth it to try. My friend said it was easier, probably more suited to my frazzled and tired brain at the end of the day.   So, we keep trucking. I was so happy to send that snowball payment, I will have to update numbers soon. For now, breakfast... I'm starving and need to start my day!

SatinSky

SatinSky

2015- October

I'm holding on to a large (for us) snowball....   Several things. 1. We haven't gotten hospital bills yet from son's September visit -- I do know how much it'll be, approximately. 2. DH may be taking a new job soon-ish, he's on his third interview and inside lines say he'll be getting an offer. No pressure to take it (as he likes his current job), but if it's a substantial pay raise.... we just don't know yet. Should probably get an offer in hand before thinking further. (Shhh!!!) 3. I

Carrie

Carrie

Getting back to homeschooling

This will probably be a bit rambly. Or a lot rambly lol.   I just don't know what to do.   What I DO know is that I don't feel this school is working for Raeanna at this time. I know I don't like the way they are teaching reading, I don't like the math curriculum, I don't like how there's so little time for the other subjects. I know she could be learning more. I know her report card had all S grades except for one, and I know why the reading grade was a U. I know I don't like ALL the

happysmileylady

happysmileylady

"Debt-Free Scream" videos from DR website are a great motivator!

Over the weekend, I watched a few of the 'debt-free screamers' telling their stories on the DR website. What great motivation! We have been on this journey for several years now, and we have no debt other than our mortgage, but since we are in our early 60s and retirement is daily on our minds, we really and truly--no, I mean REALLY and TRULY--want to get this done. I needed the extra little push that those "screamers" provided.

fpmomma

fpmomma

It's nice to be appreciated!

I'm dealing with a lot of health stuff right now. I HAVE to have gluten to find out if what is going on with my body is also Celiac. It isn't just a question of whether not eating it made me feel better but the doctors and I need to know what is really happening to me so I might actually start healing properly. So, I've got headaches and awful dry skin again... my stomach hurts every day again as well but luckily that side effect hasn't been as harsh as I thought it would because the lactose

SatinSky

SatinSky

well, there you go!

So since this is my bog i can say whatever I want right? Obviously i have been part of a somewhat drama filled post recently. And, while i said thst the opinions of others are fine and i did respond and defrnd myself somewhat, since this here is my blog i will say and address what i feel like.   There was a particular line about "kangaroo meat,....and gourmet meals at home." i want to point that out...AT HOME. DH and I havent been out to eat together in MONTHS. And, while we have totally p

happysmileylady

happysmileylady

Confessions of the balanced budget

I finally worked up the nerve to balance out the budget. With the move, setting up the new house, and dh coming home from his deployment we went $500 over budget. $300 of that was for legal requirements on my van!   We could have covered the overage from our checking account but that would have left us only $70 for the rest of the month (after all bills paid). We decided we have been through a unique experience and had enough stress in our lives for a long time. We decided to take the $500 fr

mimi

mimi

First week of work

It was fantastic! No students yet, so I won't have a feel for what I'll be doing every day for awhile yet. But everyone is so friendly, helpful, and most importantly professional. It is such a breath of fresh air. Working is downright enjoyable when you are dealing with mature, intelligent and emotionally healthy people.   I am very thankful for the 2 months unemployed and unpaid. We did not suffer; I don't want to give the impression otherwise. But we had to totally rely on each other.

miranova

miranova

Fall updates -- work and budget

Well I kinda fell out of the habit of posting in the blog! Here's the latest:   Went on the cruise, it was great. Bought myself a gorgeous tanzanite/diamond ring for $350 (plus the gf paid another $150 towards it). This was not in the budget, but I cashflowed it from the awesome July income. I LOVE IT. I had no real or nice jewelry and I'm not really a big jewelry person, but I wear this ring every day and feel the splurge was worth it. Had a great time with my mom, we both really needed the b

DCLissa17

DCLissa17

Drama

Ugh. I have started this post several times but it always ends up being long. And there's no way to explain everything without adding lots of details that just add more drama.   Basically...there's family drama with my brother and there's drama with my oldest kid and both situations came up at CJ's brithday party this weekend.   Can you believe that baby CJ is THREE?!?!? Not so baby no more. Yesterday was his actual birthday and his party was Saturday. Some family came and he had a blas

happysmileylady

happysmileylady

I saw it coming - rant warning

You're probably sick of reading my family rants so if you don't want to see me upset or hear about my mother you may want to pass this. I'm hoping in a year I can look back and be in a better place than this but I have to put my thoughts somewhere.   I got an email from my mother today entitled "What are your plans"   It started off fine with this whole "I'm writing just to you cause people don't listen when you talk" thing and quickly turned into how when she gets money the first thing she

esg

esg

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