PDA

View Full Version : If your a Dave Ramsey Certified Counselor read this thread


Roy Randolph
June 15th, 2008, 11:16 PM
I am wondering how many Dave Ramsey Certified Counselors are visiting LLNOE. If your a Certified Counselor, please PM me, and let me know who you are, I will not make the info public if you do not wish it to be,.

Thanks

JimFPU
June 16th, 2008, 06:14 PM
Kim and I hope to be some day...maybe with all the gas money I save by riding my recumbent to work...

cjohnston4
September 2nd, 2008, 11:01 PM
I got confirmation today that I will be attending the September program.

Ndemrose
September 17th, 2008, 11:52 PM
Man, I'd love to be one someday too!!!!

cjohnston4
September 20th, 2008, 09:32 PM
As of today, I am a for profit Dave Ramsey Certified Counselor.

Finished the classes and got my certificate this morning.

Wonderful experience. Les Neinow is a really cool guy and Russ Carroll is the wisest and most compassionate person I've ever met.

Raiwoof
September 20th, 2008, 10:32 PM
As of today, I am a for profit Dave Ramsey Certified Counselor.

Finished the classes and got my certificate this morning.

Wonderful experience. Les Neinow is a really cool guy and Russ Carroll is the wisest and most compassionate person I've ever met.WOOHOO! That's awesome!! I can really see me taking this route some day...it will be a while though. We are still trudging through BS2.

cjohnston4
September 20th, 2008, 10:46 PM
WOOHOO! That's awesome!! I can really see me taking this route some day...it will be a while though. We are still trudging through BS2.

I met a guy there who has been trying to get in for 4 years. The guy is passionate and motivated, yet he wasn't in a financial position to make the plunge and pay the price.

So please, if that is where your heart is, stay the course and make it a priority. You'll get there.

niccofive2
September 20th, 2008, 11:12 PM
As of today, I am a for profit Dave Ramsey Certified Counselor.

CONGRATULATIONS!
What special criteria did you have to meet? Specialized classes? How do they "follow up" with you now that you are certified by them? I've always wondered what "checks" they have in place.

Raiwoof
September 20th, 2008, 11:23 PM
I met a guy there who has been trying to get in for 4 years. The guy is passionate and motivated, yet he wasn't in a financial position to make the plunge and pay the price.

So please, if that is where your heart is, stay the course and make it a priority. You'll get there.Thanks!! And I wish you the best in your new endeavor!! You'll do great!

Mary
September 21st, 2008, 08:04 AM
As of today, I am a for profit Dave Ramsey Certified Counselor.
.

Fantastic, congrats.

So what types of services do you offer? Do you have a website?

cjohnston4
September 21st, 2008, 08:34 AM
[QUOTE=cjohnston4;314404]As of today, I am a for profit Dave Ramsey Certified Counselor.

CONGRATULATIONS!
What special criteria did you have to meet? Specialized classes? How do they "follow up" with you now that you are certified by them? I've always wondered what "checks" they have in place.

Quality control has been one element that they've been lacking. As of Monday, they are putting into place a qc program to monitor performance of their counselors.

One thing to remember however, whether we do it as a church counselor or a for profit endeaver, we are not a part of their company, so legally they have few controls over how we operate. The only way to strip of of the honor of being certified is if we really dishonor the program.

As for criteria that has to be met, we must submit a business plan, get a recommendation from our pastor as well as others who know us, show we have some financial accountability (typically beyond BS3), and know the fundamentals of Dave's program.

They give some additional information that is not in FPU although it's not heavy. They also train you in their counseling process. Most people who you would be working with are either borderline crisis or in a crisis situation. A good example is they had a gentleman speak who now works for Dave who was over $900k in debt. He sold his home for just over $700K and still had over $200k in credit card debt. He had attempted suicide twice. Once by putting a bag over his head and the second time by putting his car on a railroad track and waiting for a train to hit him. The bankruptcy atty told him that his was the most insolvent case he'd ever seen.

He got hooked into Russ Carroll, Dave's lead counselor. Russ's process gave him the courage to come back and fight again another day. He now has one remaining debt of 20K.

cjohnston4
September 21st, 2008, 12:38 PM
Fantastic, congrats.

So what types of services do you offer? Do you have a website?


Counseling options include:


Basic Financial Counseling
Crisis Financial Counseling
Beginning Wealth Builder
Advanced Wealth Builder
Small-Business Counseling
Hourly counseling sessions

Most are extensions of the FPU program and are designed to be one on one. Teaching someone to have empowerment over their situation is the real key. Some people taking FPU for example need a more specific understanding of what they are doing or need to do to simply to get off the ground. It is also designed to be the outside factor in getting couples to work together if both want to move forward but can't resolve the conflicts between themselves. Having that extra set of eyes or someone who doesn't have a dog in the fight can reconcile people and get them moving forward.

However nothing that is specific to legal matters, specific investment advice and so forth.

I'm working with someone on website development.

Roy Randolph
September 21st, 2008, 02:17 PM
Russ's process gave him the courage to come back and fight again another day. He now has one remaining debt of 20K.That is a awesome story!

Congratulations becoming certified.

Raiwoof
September 22nd, 2008, 08:52 PM
[quote=niccofive2;314411]

Quality control has been one element that they've been lacking. As of Monday, they are putting into place a qc program to monitor performance of their counselors.

One thing to remember however, whether we do it as a church counselor or a for profit endeaver, we are not a part of their company, so legally they have few controls over how we operate. The only way to strip of of the honor of being certified is if we really dishonor the program.

As for criteria that has to be met, we must submit a business plan, get a recommendation from our pastor as well as others who know us, show we have some financial accountability (typically beyond BS3), and know the fundamentals of Dave's program.

They give some additional information that is not in FPU although it's not heavy. They also train you in their counseling process. Most people who you would be working with are either borderline crisis or in a crisis situation. A good example is they had a gentleman speak who now works for Dave who was over $900k in debt. He sold his home for just over $700K and still had over $200k in credit card debt. He had attempted suicide twice. Once by putting a bag over his head and the second time by putting his car on a railroad track and waiting for a train to hit him. The bankruptcy atty told him that his was the most insolvent case he'd ever seen.

He got hooked into Russ Carroll, Dave's lead counselor. Russ's process gave him the courage to come back and fight again another day. He now has one remaining debt of 20K.WOW...that's an incredible story with an awesome outcome!

tedearly
September 22nd, 2008, 09:02 PM
Howdy,
It can be done. Awesome story.
Karen

cjohnston4
September 22nd, 2008, 09:02 PM
That is a awesome story!

Congratulations becoming certified.

Thank you. It was a very interesting process and they worked our butts off.

Roy, I know you facilitate FPU. The gentleman who addressed us is the guy in the Working in Your Strengths lesson who wrote Dave the story about the two guys in either Home Depot and Lowe's trying to negotiate a deal. He's the guy who Dave hired because the letter written relating the story was so well written that Dave hired him on the spot.

delilahdr
September 27th, 2008, 10:30 AM
Congratulations!! That is really neat. I am glad you are doing it.

Ndemrose
October 9th, 2008, 09:15 AM
wow, too cool. I'm on bs2, and I do plan on applying to go back and do the same thing!!! That is awesome.